Tuesday, August 24, 2010

HERE IS WHAT IS NOT IN THE HEALTH CARE BILL, BUT WILL HAPPEN ANYWAY, TO OBAMA'S DELIGHT!

MOHAMMAD BARRACK HUSSEIN
ALLAH OBAMA!  AIN'T HE CUTE?
“First, as I always do, let me say, that I am proud, that I pray to and worship our Judea/Christian, God Almighty. Second, I am very proud to be an American, who loves all his family and all his fellow patriots. And last, I will defend the original Constitutional rights and lives of those patriots to the best of my ability and, if time and resources permit will even defend others, who will be shocked to learn, that what they once believed in, was false”. -- JOHN L SULAK
                                                        
Do you like your present Major Medical?  Did you know, that before January 2011, it could be taken away from you, leaving you and your family with no insurance?  Did you know that this is not in the health care bill?  Did you know, that this will happen and Obama can claim to be
completely innocent?  Did you know, that he will blame it on the mean ol' insurance companies?  Surprised?  You shouldn't be, at least, if you really knew the "real" Barrack Hussein Obama or as I like to refer to him, "THE LIL' IMPOSTOR-MOHAMMAD BARRACK HUSSEIN ALLAH OBAMA!  This was in their original plan to destroy and cripple America in every single area they can.  What's gonna happen?

Well you see, at least in Texas, the government is going to require companies to operate on a eighty percent claims loss.  Also, if a Major Medical currently pays say 80% of the first five thousand dollars, after a $1000 deductible and 100% thereafter until they have paid two million dollars out, well that plan, after January 1, 2011, will have to pay 100% with no deductible and no maximum limit.  No, the current policies will not be "grandfathered"!  All Major Medical policies will be required to follow these guidelines, present and future.  In Texas alone, they expect over two hundred and fifty thousand new folks without coverage.  Add to that, the more than forty thousand health insurance agents unemployed and all the home office employees and, well, you get the picture.  The destruction continues and it's a lot more than brick by brick now! 

You have probably heard nothing about this and the only reason I have is because I am in the insurance business and have been since 1969.  I am an independent insurance recruiter and have been doing this since 1980.

You see guys, insurance companies are a business and a business has to make a profit or go under.  Insurance companies compared to Banks, Oil, Auto, and almost any other major industry, make far less profit.  With these new guidelines they are left with only twenty percent of their gross income to pay home office expenses, salaries, commissions, insurance (yes, they have to have it too), and utility bills.  No business could operate under these conditions.  Twenty percent of gross?  Are you kidding me?

Anyway, they have two alternatives:  ONE - follow the guidelines and go broke and the people lose their coverage or TWO - cut their losses, cancel all Major Medicals in force, diversify and invest in life and or property and casualty insurance.  Which one would you do, if your were a business person?

Companies are already in the process of filing to cancel their entire blocks of Major Medical policies.  You will have to contact your individual state insurance departments to see what companies are involved, who is filing, and when it will go into effect.  It is my understanding, that most companies will give a sixty day notice before final cancellation.  I will have to emphasize, because of sue happy attorneys, that these are my opinions and you will need to do research through your respective departments of insurance. 

Yep, just another sad surprise from THE LIL' IMPOSTOR - MOHAMMAD BARRACK HUSSEIN OBAMA!  Like they say, "Hey libs, how's that hopey-changey stuff workin' for ya?  Your coverage will go south too!"  The only thing, that I will enjoy out of this is seeing a bunch of libs whinning to Obama!  Yes, I will enjoy it!

Here is a little more info you might want to check out:
                                                                                                  
“Remember, be proud of, and promote, your beliefs! Be proud you're an American and promote that with pride! Be proud of your families and your fellow patriots and promote that with pride! And last, take some kind of real action and pray “everyday” for God to lead you correctly! Believe me.....this will lead to success.” -- JLS

3 comments:

  1. I need health insurance now! Are you saying I should simply forget it?

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  2. No Kim - If the company is still offering and their plans meet the new guidelines, then you can buy insurance or go with out until Obama gives you, so-called free insurance! Ha!

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  3. So I am screwed. No need for a death panel

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